Drive robust, transparent, fair & competitive bank margin discussions. Leverage the power of large-scale banking data and a team of market experts dedicated to providing answers to the simple question:
What is a fair margin?
Margin Health Check
The Health Check provides all the historical information required to assess the fairness of your current Lending margins.
This information is a key indicator towards the need to review your Margins.
- Competitiveness check
- Historic Margin evaluation
- Market pricing supporting material
- Board report ready bank facility summary
- Credit Risk Grade estimate
- Banking Health Score
Margin Review and Negotiation
The Margin Negotiation service ensures you lead the margin negotiation conversation with your bank.
BankEdge analyses your new offer against current market conditions and enables unprecedented transparency into bank pricing that leaves no room for hidden or unexplained increases in your financing costs.
- Current facility offer evaluation
- Negotiation strategy
- Market pricing supporting materials
- ‘Fair’ margin prediction using latest market data
- Itemised margin price drivers visualisation
- What-if Financial Scenarios
Proactive engagement with your financiers is a key ingredient to a productive bank-customer relationship. It is a challenge to stay on top of every rollover, swap expiry and early warning to get prepared ahead of an Annual Review. Managing several financiers across numerous facility tranches accentuates the time-demands.
The BankEdge customer dashboard solves this problem by providing timely and actionable reminders across your portfolio.
- Timeline Actions
- Facility Tranches
- Financial Scenario Summaries
- Risk Grade estimates